Transfer
- Sent from USD account
- 1,000.00USD
- Received in JOD account
- 703.500JOD
- At market rate (0.709)
- 709.000JOD
- What it really cost you
- 5.500JOD
Budget in every currency.In your language.
A budget app for money that lives in more than one currency. Keep accounts in different currencies in one budget, see what every transfer really costs, and keep your data on your device.
12.00USD
Launching 28 October 2026
One-time payment. Launch price for the first 100 buyers, then 19.00 USD.
Get the launch price
Join the waitlist and we'll email you once, on launch day, with the launch price. No spam.
We only use your email for the launch. Privacy policy
Made for money in more than one currency
Multi-currency accounts
Keep USD, JOD, EUR and 41 other currencies in one budget. Each account stays in its own currency, and totals show in the currency you choose.
Real transfer costs
Enter what you sent and what arrived. PolyBudget shows what the transfer really cost you, fees and rate together.
5 languages
English, Français, العربية, Español and Português, with a full right-to-left layout in Arabic.
Works offline
After the first open, everything works without internet. Exchange rates update when you allow it.
Private by design
No account and no bank connection. Your budget stays on your device, and only you can see it.
Phone & computer
Install it on your phone's home screen, open it in your browser, or keep the offline file on your computer.
Everything a full budget needs
19 sections in one app, the same in all five languages.
- Settings and setup wizard
- Recurring transactions
- Payment schedule
- Variable transactions
- Monthly budget
- Paycheck dashboard
- Yearly dashboard
- Planned vs actual
- Family split, up to 9 people
- Smart calendar
- Debt payoff
- Savings goals
- 50/30/20
- Accounts and projected balance
- Transactions by account
- Net worth
- Currencies and exchange rates
- Backup and data
- Help in 5 languages
What you get
- Your private link to the app, with a QR code for your phone
- The offline file for your computer (Windows and Mac)
- A Start here guide in 5 languages
- Free updates for early buyers
Your data stays with you
PolyBudget has no account, no login and no bank connection. Your budget is saved on your device, and you back it up to a file you control. When rates update, the app sends only currency codes, never your data.
One price, no subscription
12.00USDOne-time payment. Launch price for the first 100 buyers, then 19.00 USD.
Launching 28 October 2026- All 19 sections
- Phone and computer
- 5 languages
- Free updates for early buyers
Full refund within 7 days. Refund policy
Try it free before you buy: the online demo and the free Lite edition open by launch day.
Questions
Does it work on my phone?
Yes. Add it to your home screen, and it opens like an app and works without internet.
Does it sync between my phone and computer?
Not automatically in this version. You move your data with a backup file in a few seconds.
Where is my data saved? Can anyone see it?
On your device only. There is no account and no server holding your budget, so nobody else can see it, including us.
Does it need internet?
Only to open it the first time and, if you allow it, to update exchange rates. Everything else works offline.
Which currencies does it support?
44 currencies across the Americas, Europe, the Gulf, the Levant and Africa, each with its correct decimals (for example 5.500 JOD). Rates update automatically if you allow it, or you can enter your own.
Is it a subscription?
No. You pay once, 12.00 USD at launch.
What if it isn't for me?
Email us within 7 days of purchase for a full refund, no questions asked. Refund policy